What is the Dow Jones Industrial Average?

The question on investor’s minds is how will the markets react to the elections next month and will a contested election result in more volatility? We have already seen much volatility in the markets with large daily swings. Most experienced investors feel that markets are overvalued and don’t reflect economic conditions. We believe that in the near-term (5 years or less), markets will remain volatile and that some sectors are overvalued while others are undervalued. These volatile days/weeks create buying opportunities because in the long-term, we believe that stocks are the best investment to save for retirement and to beat inflation.

It is not uncommon for corporations to own stock in other corporations. The ownership could be either through an acquisition or the creation of a new corporation by the parent company. Sometimes, for various reasons, the parent company wants to separate their ownership in the subsidiary corporation, most of the time it’s because the subsidiary is in an unrelated business from the parent or the subsidiary has more growth prospects as a separate company from the parent. That separation from the parent corporation can be either through a spin-off, split-off, split-up, carve-out, or simply a sale of the subsidiary. This article will focus on the first three and briefly discuss a carve-out; a sale of a corporation is straightforward and will not be covered. 

From debt payment to investments to long-term saving, getting the help of a financial advisor to address your financial profile can allow you to target a course of action to fulfill your needs and help you make significant progress towards achieving your financial goals. A financial advisor is a professional who offers guidance and services specific to the financial circumstances of their clients. This means that regardless of your financial needs or situation, a financial advisor will help work with you individually on your own financial profile. 

In each episode of the ACap ReCap, we go beyond the blog to answer your financial questions. Ara & Matt explain the differences between investing in individual stocks (like Disney, Apple, or Google) versus funds (such as ETFs like an S&P 500 index fund or NASDAQ fund), and what makes for a good investment portfolio.

In retirement saving, as with many other forms of long term financial planning, understanding and mapping out what portion of your financial profile will be devoted to your savings is crucial. Although different savers have different needs and different levels of understanding of how this long-term planning should go, it’s always useful to enlist the aid of a financial advisor (or, as it pertains to retirement savings, a retirement advisor), who can provide individualized guidance and input on how this process should go. Selecting an advisor who will fulfill your needs and help you meet your retirement goals can help you make a big step towards your future, so considering your circumstances and the services offered by the retirement advisor is imperative.   

Saving for retirement often requires the structure of long-term planning: strategies that will allow you to make the most of your savings while utilizing tax advantages. This kind of framework is taken care of by IRAs, or Individual Retirement Accounts. An IRA is a form of retirement plan that provides tax advantages for retirement savings, giving savers the economic benefits that will allow them to reach their saving goals efficiently. 

Location, Location, Location--the most important factor in real-estate investing can help you qualify for a generous tax break. In our first CPA Roundtable discussion, ACap's Ara Oghoorian is joined by Andrew Barnett of Boroda Holm, and Steve Post of Weiss Accountancy, to discuss the basics behind Opportunity Zones, their tax implications, and how they impact real estate opportunities for business owners.

In each episode of ACap ReCap, we go beyond the blog to answer your financial questions. Ara & Matt Crisafulli discuss cannabis stocks, and whether or not it's a good investment.

We all have important dates to remember in our lives such as birthdays and anniversaries. When it comes to investing for dividends, there are three key dates that everyone should memorize. The three dates are the date of declaration, date of record, and date of payment. Most investors buy stocks only for their cash dividends, this is especially true now because interest rates are so low and investors are hungry for yield. However, the next time you decide to buy a stock for its dividend, keep the following three dates in mind to ensure you get the cash you deserve.