Saving for retirement often requires the structure of long-term planning: strategies that will allow you to make the most of your savings while utilizing tax advantages. This kind of framework is taken care of by IRAs, or Individual Retirement Accounts. An IRA is a form of retirement plan that provides tax advantages for retirement savings, giving savers the economic benefits that will allow them to reach their saving goals efficiently. 

In each episode of ACap ReCap, we go beyond the blog to answer your financial questions. Ara & Matt Crisafulli discuss cannabis stocks, and whether or not it's a good investment.

In recent years, more and more investors are selecting Exchange Traded Funds (ETFs) over mutual funds. But what exactly is an ETF, and how do they differ from the traditional mutual fund? Modern Portfolio Theory (invented by Nobel laureate Harry Markowitz) states that in order to minimize risk, investors should hold a portfolio of many uncorrelated (unrelated) stocks, similar to the expression “don’t put all of your eggs in one basket.” The problem with MPT is that the average investor would need a lot of money and time to create such a diversified portfolio. Mutual funds and ETFs solve this limitation by allowing investors to gain immediate diversification by combining their funds together.

By now you have probably heard about Brexit, the successful vote by British citizens to exit the European Union and the immediate reaction of the global financial markets.