As a teenager, I found myself daydreaming of my 20-something year old self; I’m independent, experiencing all that life has to offer, and have the money to do what I want, when I want. Lo and behold, that’s not how my twenties came to be. Like most people, bills, student loans and other living expenses have become my harsh reality. Naturally, to escape the stresses of adulthood, I made choices to live a little..maybe a little too much. Now in my late 20’s, I’ve come to recognize the money mistakes I made in my early and mid 20’s. Here, I explore these mistakes and what I did to fix them.