In each episode of the ACap ReCap, we go beyond the blog to answer your financial questions. Ara & Matt explain the differences between investing in individual stocks (like Disney, Apple, or Google) versus funds (such as ETFs like an S&P 500 index fund or NASDAQ fund), and what makes for a good investment portfolio.

The reverberations of the Brexit vote are being felt worldwide, and the British Pound Sterling (GBP) has declined sharply against all major currencies. It is currently at a 30 year low against the U.S. dollar (USD). Not surprisingly, the top trending searches on Google in the United States is “how to purchase British Pound Sterling.” As of today (June 27, 2016) it costs $1.32 (USD) to buy one GBP, that is down from $1.60 less than a year ago and $2.10 at its peak in 2007. Naturally, Americans recognize a bargain when they see it, especially entering the peak travel season. Unfortunately, buying currencies is not as easy as buying stocks because currencies do not trade on an exchange like stocks do. Here are some ways you can buy currencies and the associated risks that one should keep in mind.